Mortgages Only, providers of independent and no fees mortgage advice. First time Buyers, Remortgage, Commercial, Property. West, South, East and North Yorkshire.


	The Benefits
	• • • • • • •	Mortgages and the house buying process explained in easy to understand language Mortgage Promises secured prior to commencing the property search Higher Lending Charges avoided to minimise initial costs Access to lenders with 100% borrowing facilities Personal contact at every step of the house buying process Introductions to local solicitors and conveyancers Quick turnaround to mortgage offer

First Time Buyer

Buying your first home can be a daunting experience, at Mortgages Only we provide a comprehensive service to assist in all aspects of securing that essential first property purchase. By accessing specialist first time buyer mortgages from a multitude of lenders common pitfalls such as Higher Lending Charges can be avoided and initial costs minimised. Ensuring the affordability of the mortgage throughout the mortgage term is of fundamental importance especially for individuals who are about to undertake what for many is the largest financial commitment of their lives for the first time. Get on the property ladder both informed and with a market leading rate.

Your home may be repossessed if you do not keep up repayments on your mortgage.

For mortgages we are normally paid by commission. As an alternative, we can work on a pure fee basis of typically 0.5% of the loan and any commission received from the lender would be rebated back to you.

The advice and/or guidance contained within this site is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

The FSA do not regulate personal loans or some forms of Mortgage.

We are registered under the Consumer Credit Act, Data Protection Act and hold the appropriate licences as well as possessing Professional Indemnity Insurance.

Mortgages Only Ltd is authorised and regulated by the Financial Services Authority and is entered on the FSA Register
under reference 447504.